With over 10 years of experience, Instant Finance Solution has been dedicated to providing financial stability to individuals with banking salaries. Our commitment is to serve a diverse clientele with honesty and efficiency, bridging the gap between urgent financial needs and swift solutions.
contact us any time
011-1312 3030
Say goodbye to waiting. Our streamlined approval process ensures you get the help you need quickly, so you can focus on your priorities, not paperwork. Often within 60 Minutes.
Transparency is our mantra. Our loans come with clear terms and no hidden surprises, so you know exactly what to expect and can plan accordingly.
We are registered company with the SSM, licensed by the KPKT under the Moneylenders Act 1951, ensuring legal and ethical operations.
Salaried Employees
Individuals with steady banked salaries look for quick financial solutions when facing unforeseen emergencies.
Working Professionals
Recent graduates or early-career professionals needing initial financial support with hassle-free loan terms.
Middle-Income Households
Need immediate financial aid for family, healthcare, or urgent repairs, but a straightforward and honest lending process.
Urban Dwellers
Residents of metropolitan areas seek quick and accessible financial support to manage their busy lifestyles.
Our loan is perfect for employees with a stable income deposited in a bank account and a PERKESO account. Cash salaries are not accepted. Approval is typically within 1 hour.
Balance transfers offer financial flexibility and can save on interest, but it’s important to review the terms, fees, and effects on your finances. If you have questions, feel free to ask.
Our loan is perfect for employees with a stable income deposited in a bank account and a PERKESO account. Cash salaries are not accepted. Approval is typically within 1 hour for eligible applicants. APR capped at 18%.
Our business loan process is simpler than banks, offering up to RM500,000 in funding with flexible repayment terms of up to 60 months. Whether for expansion or other needs, our loan provides the financial support you require.
Balance transfers offer financial flexibility and can save on interest, but it’s important to review the terms, fees, and effects on your finances. If you have questions, feel free to ask.
*We Do Not Accept Cash Salary*
Low-Interest Rates
Benefit from competitive rates designed to minimize financial strain and maximize affordability.
Priority Support
Our dedicated customer service team is just a message away, ensuring prompt assistance whenever you need it.
Custom Loan Packages
Choose from a variety of loan packages to fit your specific circumstances and financial goals.
Quick Funds Disbursement
Once approved, receive your funds in record time to tackle expenses head-on without unnecessary delays.
"Their team walked me through every step, ensuring I understood all terms, which gave me confidence to proceed with my loan."
Schedule a consultation to discuss your needs and how we can assist you. We are available to speak at your convenience.
Gather the Required Documents for Loan Approval
Submitting a complete set of documents upfront will help ensure a smooth and timely loan approval.
After the loan application has been thoroughly reviewed and the supporting documentation has been carefully evaluated. Based on the information provided, we are pleased to approve the loan request.
Start by calculating the exact amount you need to borrow, making sure it aligns with your repayment capacity. Next, fill out the application form easily found on our website. Finally, upload or send in the necessary documents.
Choose us for fast approvals, flexible terms, and personalized service, making borrowing a pleasant experience.
Loan disbursement is incredibly quick, delivered within one working day after approval for your immediate financial needs.
Enjoy low-interest rates with Instant Solution, designed to make borrowing affordable and stress-free for all applicants.
Choose repayment terms between 3 and 60 months, allowing customization to suit your financial situation and budget.
Yes, InstantSolution4u is licensed under the Ministry of Housing and Local Government, ensuring reliability and trustworthiness.
A mortgage is a loan that you take out to finance the purchase of a home. It is a long-term loan typically repaid over several years. The property you purchase serves as collateral for the loan, and if you fail to make the mortgage payments, the lender can foreclose on the property.
Several factors come into play when determining mortgage eligibility. These include your credit score, income, employment history, debt-to-income ratio, and the amount of your down payment. Lenders also consider the property's appraisal value and condition.
A fixed-rate mortgage has a set interest rate that remains unchanged throughout the loan term. This means your monthly mortgage payments will also remain consistent. In contrast, an adjustable-rate mortgage (ARM) offers an initial fixed-rate period, after which the interest rate can fluctuate based on market conditions.
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